After the storm
Do I have damage?
Short, fair pages for the week after hail or wind. No sales pitch. What to photograph, what a real inspection looks for, how a claim moves, and how to tell a local contractor from an out-of-town one. We teach the process. We do not interpret your policy or adjust your claim.
Before anyone knocks
- Photograph what you can see from the ground, with the date.
- Get one honest inspection before you decide, with your agent, whether to file.
- Ask your agent what your deductible is and whether your roof is insured at RCV or ACV.
- Nobody needs a signature today to "get you on the schedule".
Read this first
Four pages for the week after the storm
5 min read · updated 2026-09-26
What to do first after a hail storm
The first 48 hours after hail: what to photograph, who to call, and why nobody needs to be on your roof today.
Goes deeper in Guide 8: Storm Ready: Hail, Wind and Winter
6 min read · updated 2026-09-26
RCV versus ACV: why the first insurance check is smaller than the estimate
The two checks, depreciation, and the money homeowners leave on the table because nobody explained recoverable depreciation.
Goes deeper in Guide 3: The Insurance Claim Survival Guide
5 min read · updated 2026-09-26
How to read a roofing bid
Why a $3,000 cheaper bid is usually a shorter scope, and the seven lines to compare before you compare price.
Goes deeper in Guide 2: Bids, Estimates and Scopes of Work
4 min read · updated 2026-09-26
Local contractor or storm chaser: how to tell
How out-of-town contractors work after a storm, the five questions that sort them out, and the one that takes ten seconds.
Goes deeper in Guide 1: Before You Hire
Free download
Do I Have Damage? Inspection Sheet
Two pages to walk the property with: what hail and wind actually mark, what wear looks like instead, where to look on the ground before anyone goes on the roof, and the photos to take. From Guide 8: Storm Ready: Hail, Wind and Winter.
Bids in hand? Compare them free.
Send two or three contractor bids. We read each one into the same seventeen lines, mark what it states and what it leaves out, and print the questions to ask. Free for one project.